For an new immigrant coming to Canada a good used car may often be a necessity depending on your lifestyle, work commuting and family transportation needs.
Good used vehicles are in demand, but at the same time, there unscrupulous sellers that have no hesitation selling poor quality cars to unsuspecting buyers.
However with some good basic research and a cautious, knowledgeable approach you can find a decent vehicle to fit your needs at a price within your budget.
Find the right vehicle
Firstly; ensure you are buying the right vehicle for your needs. A good second vehicle can offer years of service at an affordable price to help transition into Canadian society at a time when finances may be tight. Think affordability, unless you have a generous budget and weight up exactly what kind of vehicle you need. Remember that the type of vehicle you buy can affect your insurance costs.
For example, a small car will suit a single person or couple. If you have a growing family think about a mid-size car with a bigger back seat and larger trunk. Moving up, Mini-vans are ideal if you have a couple of children or an extended family comprised of adults. Mini vans offer multiple seats from seven to eight and a correspondingly
larger cargo area.
SUVS are a lifestyle choice for some who like the styling and four-wheel drive ability. If you have moved to a region of Canada with harsh, snowy winters or live in a rural area with hills and rough roads an SUV maybe ideal. Bear in mind, small four cylinder
cars with manual transmission that many immigrants new to Canada are used to are still the most fuel efficient, and cheap to buy and maintain. Bigger V6 engine
vehicles with automatic transmission, and V8 powered vehicles cost more considerably more to operate and own.
Do the research
Before you go out looking, ensure you are armed with as much information and knowledge on the specific type or make of vehicle that interests you. Tools such as Canadian automotive websites and the Canadian Black Book, list the value for used vehicles of different types according to age and condition. Look up vehicles you are interested in and check for manufacture recalls in the past and common problems that need fixing. Research will reveal which car are good or bad second hand buys and could end up saving you hundreds if not thousands of dollars in the future
Where to buy?
Once you have done your research, there are a number of options in buying a used vehicle. Second-hand car dealer lots or new car dealerships are the traditionally the first place buyers visit. They generally have a large selection of all kinds of vehicles on site.
Local and national newspapers also have auto classified sections and there are dedicated papers that also specialize in new and used cars.
There are also online on websites such as Craigslist or autotrader.ca where sellers advertise cars for sale.
Things to be aware of are:
Always question a deal that seems too good to be true – especially on the internet. That big, luxury car going for the price of a small compact car may be flood damaged, stolen or is being sold under false pretenses. Avoid any deal if you get suspicious about the seller or vehicle.
Buying on the internet
Avoid doing business with a seller who won’t meet face-to-face and insists only on dealing with you via phone or email. The vehicle being sold may not be what it is claimed to be and the chances of fraud high.
Also do not pay up front for a vehicle until you see on it and be suspicious if the seller demands cash only. If the seller insists on using a third-party on-line service, to handle payments, investigate the service to make sure it’s legitimate and secure.
Beware of curbsiders
Exercise caution and be alert when dealing with a private seller who has numerous cars listed for sale at the same telephone number or web address. These “curbsiders” could be unlicensed individuals, who sell multiple vehicles from the street illegally. They are usually hard to track down and deal with if there is a major problem later with the
One way to filter these curbsiders is to call them and say “I am calling about the
car.” If the seller asks you, “Which one?” you know they are probably an unlicensed dealer with a number of cars. Most legitimate auto dealers belong to professional organizations and are accountable to rules and regulations which offer buyers some protection if there is dispute.
Doing an inspection
When inspecting a vehicle always carry out the procedure in daylight so everything is apparent. Inside- worn interior seats, door trim and foot pedals indicate a hard used life.
Very badly worn front and rear seat may indicate a very high mileage ex- taxi cab. Check the odometer for sign of tampering and that all the interior electronic features work as they are expensive to replace.
Examine the exterior closely. Badly fitting panels, misaligned bumpers, missing trim and paint overspray could mean recent bodywork, whilst ripple or waves on the body could signal the vehicle has been in an accident. Check for oil, brake and hydraulic fluid leaks under the vehicle and sagging suspension- another indication of an ex-tax cab.
Open up the hood for signs of engine oil and fluid leaks. Lift up the floor mats and check the trunk for rust, rot and water leaks
Take a test drive
On the test drive, insist on trying the vehicle out on different road surfaces and at various speeds to check steering, engine noise, vibrations, transmission problems, brakes, shock absorbers and front-end alignment. Do a few emergency stops and listen closely for transmission, engine and suspension noises that could indicate trouble ahead. If the vehicle pulls to one side and the steering does not center itself this could spell alignment issues or have been caused by a previous accident.
Get a mechanics report
If you are still feeling positive about the vehicle – have it taken to a mechanic you trust or a diagnostic center for a thorough inspection before buying. Do not let the seller recommend a garage or mechanic he or she knows. It is not unknown for garages and seller to work together to dupe unknowing buyers. A good mechanic will do a thorough check of the car and highlight any flaws and recommend if any work is needed doing to keep the car safe and reliable
Accident and registration report
In the meantime get the car checked out using your provincial driver services provider or an independent service such as CarProof who, for a fee will give a registration report on if the vehicle has ever been in accident. They should also check the car has not been stolen or has any outstanding liens, fines or tickets applied to it. If the report does reveal a previous accident or damage, check to make sure the vehicle has been properly fixed when having its mechanical inspection done.
Negotiating to buy
If the vehicle meets all your criteria: has passed it mechanical inspection and you want to buy the car, you can start negotiating with the seller about a price for the vehicle.
Consider the official value of the vehicle from official trade journals such the Canadian Black book taking into account: Age, mileage, general condition, upgrades or extra features- minus any defects, or mechanical issues, you see and the mechanics report finds out.
Use any flaws in the vehicle as a bargaining tool if need be to reach a price both you and the seller are comfortable with. Remember to be calm and rational and not be let emotion enter into the decision, no matter how much you like the car. You do not want to overpay for it.
Evaluate any counter offer by the seller, but be prepared to walk away if need be, unless you feel inherently the car is worth the money the seller is asking.
If you do not buy the vehicle, be philosophical about it. The used car business is many times bigger than the new car business and there are plenty of other good used vehicles out there for you.