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Cheques drawn on a financial institution’s branch located outside of Canada or the United States, maximum hold period of 30 business days (29 business days after the day of deposit). For these purposes, the term “business day” refers to regular weekdays only and excludes Saturdays, Sundays or statutory federal holidays. We may extend the maximum hold period if we have reasonable grounds to believe there may be illegal or fraudulent activity in relation to an account.

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