Just Arrived in Canada? Things you need to know.
Here are some free resources to help you with starting your new life in Canada.
Manage Your Finances
5 Tips to Get the Best Mortgage Rates in Canada
When searching for your first home, here are five tips to ensure you get the best mortgage rates in Canada. And, to get the best rates will require you to research so you know how to select a mortgage that's right for you. Many newcomers arrive with savings to own a...
Black Friday Sales | Tips to Stay on Budget
Black Friday sales are usually when people begin their holiday shopping in Canada. What is Black Friday? Black Friday marks the official date for retailers to launch some of their best sales of the holiday season. You can expect to find great deals with discounts that...
Insurance in Canada: What Newcomers Need to Know
Protecting yourself and your family against unexpected danger and risk is what insurance in Canada is all about for newcomers to Canada and international students. Even if you had insurance before you arrived in Canada, knowing about the different kinds of insurance...
Do Newcomers Need to File an Income Tax Return?
Filing taxes allows you to apply for child care tax credits and benefits If you became a permanent resident in 2021, you will have to file your first income tax return with the Canada Revenue Agency (CRA). Even if you lived in Canada for only part of 2021 you will...
Inflation Rate Drives Up Cost of Living in Canada in 2022
Rising food costs contribute to higher cost of living in Canada in 2022 The inflation rate in Canada is driving up the cost of living in Canada. Inflation is the process in which money loses some of its value. This results in paying higher costs for the same item....
Holiday Season Online Shopping Scams Newcomers Can Avoid
It is always a good idea to be careful when shopping online. Scammers can be waiting to trick you out of your money in even the most unexpected of places. This is especially true for the holiday season. November and December see some of the biggest sales volumes every...
Building Credit History in Canada
Your healthy Canadian credit score is essential to purchase both small and large ticket items. Learn more about why your credit score is important and how to build and grow your credit worthy score.
Cost-Saving Ideas: 22 Practical Tips for Newcomers
Cost-saving ideas can be especially helpful for newcomers because saving money in Canada can be quite a challenge. The financial choices you make within your first year can impact how you live in Canada for the next few years. This is why it’s important to make good...
5 Mistakes Newcomers Make With Credit Cards
Avoid these common credit card mistakes A credit card can be helpful when you arrive in Canada. You'll need to apply to get a card with a credit limit. The limit won't be high because your credit profile will still be thin. Until the banks get to know you a little...