Just Arrived in Canada? Things you need to know.
Here are some free resources to help you with starting your new life in Canada.
Manage Your Finances
How to Manage Your Personal Finances When You’re New to Canada
When you arrive in Canada, its essential to manage your personal finances. Learn what to budget for and how much you should plan to spend. Your budget will help you to manage how much you spend and live within your means.
Building Credit History in Canada
It is a lesson that many newcomers learn when they arrive in Canada: you need credit to pay for large expenses, buy a car, or purchase a home. However, you can't borrow without a Canadian credit history. Canadian lenders typically check each applicant’s credit files...
5 Tips to Get the Best Mortgage Rates in Canada
When searching for your first home, here are five tips to ensure you get the best mortgage rates in Canada. And, to get the best rates will require you to research so you know how to select a mortgage that's right for you. Many newcomers arrive with savings to own a...
Do Newcomers Need to File an Income Tax Return?
If you moved to Canada and became a permanent resident in 2022, you will have to file your first income tax return with the Canada Revenue Agency (CRA). Even if you only lived in Canada for part of 2022 you will have to file a return if you: want to get benefit and...
Retirement Savings: Demystifying RRSPs
Retirement savings are essential for all Canadians to live comfortably after they retire. And the earlier you start saving, the better. For newcomers, understanding retirement savings options can be confusing. So in this article, I'll demystify the Registered...
Boxing Day in Canada Can Save You Money
To most of us, Boxing Day in Canada is the holiday that comes right after Christmas. Many Canadians don’t know the history of the holiday or what its true purpose was. Today, it's a shopping holiday where you can get great deals on everyday items. It was not always...
Black Friday Sales | Tips to Stay on Budget
Black Friday sales are usually when people begin their holiday shopping in Canada. What is Black Friday? Black Friday marks the official date for retailers to launch some of their best sales of the holiday season. You can expect to find great deals with discounts that...
Insurance in Canada: What Newcomers Need to Know
Protecting yourself and your family against unexpected danger and risk is what insurance in Canada is all about for newcomers to Canada and international students. Even if you had insurance before you arrived in Canada, knowing about the different kinds of insurance...
Inflation Rate Drives Up Cost of Living in Canada in 2022
Rising food costs contribute to higher cost of living in Canada in 2022 The inflation rate in Canada is driving up the cost of living in Canada. Inflation is the process in which money loses some of its value. This results in paying higher costs for the same item....