New to Canada?
Join the Scotiabank StartRight™ Program designed for Newcomers‡ and get up to $1,800 in value in the first year.*
Why Scotiabank is the bank for newcomers
Scotiabank is here to support you through your unique journey. With close to 24 million customers and over 2,700 branches around the world, Scotiabank is committed to supporting newcomers by offering the right banking solutions and advice to help you achieve your financial goals.
We offer several programs and services aimed at guiding newcomers and recent immigrants in Canada with tailored banking packages. You will have access to more than 941 Scotiabank branches and 3,725 ABMs across Canada for personalized support at the branch and in the language that’s most comfortable to you.
StartRight™ Program for newcomers‡
$550 Welcome bonus
No monthly account fees
No monthly account fees on a Preferred Package chequing account for the first year² – a value of $203.40.*
Earn up to 35,000 bonus Scene+TM* points
For a limited time, apply for a Scotiabank Passport™ Visa Infinite** credit card and earn up to 35,000 bonus Scene+™* points in your first year with minimum spend.³
International money transfers
Unlimited no-fee⁴ international money transfers — an average savings of $280 compared to in- branch Swift wire transfers.*
Free equity trades
Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE® account⁵ – a value of $99.90.*
Apply for up to $15,000 in credit on an unsecured credit card as soon as you arrive — even without a credit history.7
Featured articles by Scotiabank
How Much Money Will I Need to Move to Canada?
How much money will I need to move to Canada? The answer to this important question
Move to Canada | Transferring Cash & Valuables
When you move to Canada, there are many things to consider, and the process can be quite long.
Building Credit History in Canada
It is a lesson that many newcomers learn when they arrive in Canada: you need credit to pay for large expenses, buy a car, or purchase a home.
Start Right in Canada
Newcomers can earn up to $1,800* in value the first year with StartRight™.
Keep in touch with Scotiabank
Banking packages and products designed for you
The StartRight™ Program
Newcomers can earn up to $1,800* in value the first year with the StartRight™ Program.
Guaranteed Investment Certificates (GIC)
Choose the worry-free investment and get easy access to your money to help pay for living expenses while studying in Canada.
Planning to study in Canada? Book an appointment with a Scotiabank advisor and set up an account specifically for international students.
Apply for up to a $15,000 credit limit on an unsecured credit card as soon as you arrive — even without a credit history.