Toronto’s public transportation system is operated by the Toronto Transit Commission (TTC). There are many ways to get around Toronto using its public transportation system. The TTC operates subways, buses, and streetcars in Toronto and some of its surrounding municipalities. These three modes of transportation, together, are enough to serve all your transportation needs in Toronto. In fact, some even prefer to use the public transportation system in Toronto over owning a car, both by price and convenience. Toronto also offers a bike service known as Bike Share Toronto.
Public Transportation Advantages In Toronto
Toronto is Canada’s most populated city. It is not often easy to get around the city by car, due to Toronto’s traffic conditions. If you are planning to visit or move to Toronto, it is important to have a fast and cost-effective way of getting around the city. Fortunately, Toronto is aware of its traffic problems and has an extensive public transportation system to make up for them. The public transportation system is one of the fastest and most convenient ways of getting around Toronto and its surrounding municipalities.
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The advantages of using public transportation in Toronto are many. The biggest public transportation advantage is that the TTC will save you a lot of money compared to owning a car in the long run. Depending on where you live in Toronto, sometimes the TTC is enough to cover all your transportation needs in the city. Another advantage of public transportation in Toronto is time. The TTC can save you a lot of time that would have otherwise been spent stuck in a traffic jam. This is especially true if you are trying to get through downtown Toronto. Even though the city of Toronto is trying to improve its traffic conditions, the bad traffic isn’t going away anytime soon.
Using Subways for Public Transportation
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One of the fastest ways of getting around Toronto is by using the TTC subway. However, it is not the most extensive, and you cannot go everywhere in Toronto by using its subway system. Subways run every few minutes from 6 AM to 1:30 AM on weekdays and Saturdays. On Sundays, subways run from 8 AM to 1:30 AM.
The TTC subway system is made up of lines and stations. When you enter a station, you will need to follow signs to your boarding location and pay the fare. One of the best things about Toronto’s subway stations is that the signs are easy to follow and you will not have to waste any time trying to find your way around. Remember, you can always ask someone if you are confused about where to go. You will also know when to get off thanks to the frequent announcements in both French and English before every station.
Toronto’s subway system is made up of 77 km of track with 75 stations spread out over 4 lines. As of 2021, there are currently two new lines and 39 new stations under construction. Once construction has finished in 2022, 19 more kilometres will be added for a total track distance of 96 km. Fortunately, the government will be expanding Toronto’s subway system even further so you can expect to see more lines and stations added in the future.
Using Buses for Public Transportation
Even though buses don’t travel as fast as subways, Toronto’s bus system is very extensive and you can get almost anywhere in Toronto by bus. The TTC bus system has 141 bus routes that cover every corner of the city. If you are travelling from one end of the city to another, you might have to switch buses but the process is very quick as wait times are usually small.
Buses run every few minutes from 6 AM to 1 AM on weekdays and Saturdays. On Sundays, buses run from 8 AM to 1 AM. It is likely you have multiple bus stops near your residence in Toronto. If you are not sure where the nearest bus stops are, you can always check Google Maps. Just open Google Maps and search, ”bus stops”, to find all the bus stops near you.
Streetcars provide most of the transportation needs in downtown Toronto. That is why most of the streetcar routes are located in downtown Toronto. If you are looking to get around downtown Toronto, you will have to choose between buses and streetcars. Here is why streetcars are better than buses when you have the option of using a streetcar.
Streetcars are generally faster than buses, both because of speed and because streetcars have fewer stops than buses. Streetcars are more spacious and comfortable than buses. They provide a smoother ride because the rails are embedded in the street. If you are looking to commute around downtown Toronto, then streetcars should probably be your first choice.
One of the great things about TTC streetcars is that most of them run 24 hours a day. There are 13 streetcar routes in Toronto with stops every few hundred metres. These routes cover almost every corner of downtown Toronto, even extending to areas outside downtown.
Two-Hour Transfer Period
If you plan to use the TTC regularly, it’s helpful to know about the two-hour transfer period. Your Presto Card, which we will discuss more later on, will automatically apply the two-hour transfer period. If you transfer to another mode of transportation within those two hours, you can do so for no extra charge. If you are paying for your ride with coins, you will have to ask for a transfer ticket which will also last you 2 hours. During these two hours, you will be able to enter and exit the TTC as many times as you want with your transfer ticket.
The two-hour transfer period is useful if you travel a long distance using the TTC. Chances are, you will have to transfer multiple buses, perhaps even a subway. Or, it’s great to take advantage of the transfer period if you have to make multiple short trips for everyday activities. If you are unaware of the two-hour transfer period, the whole transit journey can become pretty expensive. By making use of the transfer period, you can reduce your transit costs.
Fares for Toronto’s Public Transportation System
The fare system in Toronto’s public transportation system is fairly easy to understand. You will have the option of paying by cash or by a fare card called a Presto card. Youth (13-19) and seniors (65+) will get discounted fare prices. Also, children under the age of 12 can ride for free.
To access the full pricing chart, click here. Below is a brief overview of the fare system for Toronto’s transportation system.
TTC Fares
Adults
Youth (13-19)
Seniors (65+)
Cash
$3.35
$2.40
$2.30
Presto Card
$3.30
$2.35
$2.25
Presto Day Pass
$13.50
$13.50
$13.50
Presto Monthly Pass
$156.00
$128.15
$128.15
TTC transit fares as of April, 2023.
Save Money with a Presto Card
Not only do Presto cards save you a little bit of money each time you use the TTC but they are also very convenient. Presto cards are good to have if you expect to travel a lot in the Greater Toronto Area (GTA). Presto cards can also be used outside Toronto in cities like Mississauga (MiWay), Brampton, Hamilton, and York, among others. In total, your Presto card can be used in 10 other municipalities outside Toronto. Visit Presto’s official website to learn more about the Presto card, how to use one, and where you can use it.
The City of Toronto has resources for those struggling financially to access Toronto’s public transportation system. The Fair Pass Transit Discount Program is a program that is available to low-income families or individuals. If eligible, you will be able to access a 33% discount on single-ride fares and a 21% discount on your monthly pass. You can learn whether or not you are eligible as well as apply to the program using the link above.
Compared to owning a car in Toronto, a Presto card is more affordable. According to the Canadian Automobile Association, it costs between $8,900 – $12,000 per year to own a car in Toronto.
Public Transportation System: Bike Share Toronto
Another great way to get around Toronto is by bike. Even though downtown Toronto may not be the best place for bikers, the rest of Toronto and most of its surrounding municipalities are bike-friendly. Fortunately, you don’t need to own a bike to get around the city.
Toronto has a bike rental program called Bike Share Toronto. Bike Share Toronto has over 625 stations and 6,850 bikes all across Toronto. Most subway stations also have a Bike Share station nearby. All you need to do is go to a station and rent a bike for as much time as you need it.
Here is a map of all the bike stations in Toronto. If you click on a station, it will tell you how many bikes are available to rent and how many slots are available to return a bike. Once you are finished using your bike, all you need to do is find the nearest station, return the bike, and pay your fare.
Toronto Bike Share Station at Union Station
The PBSC App For Bike Share Toronto
To make the whole process easier for you, Bike Share Toronto has a mobile app called PBSC, available on both iOS and Android. The app will have a map of all the stations as well as how many bikes are available in each station. You can even unlock a bike from the app before you reach the station which makes for a quick and convenient experience.
Toronto’s public transportation system is a great way to get around the city. If you have been to Toronto, you are probably well aware of its traffic problems. The transit system can help you save time and avoid getting stuck in traffic jams around the city. Knowing how the public transportation system works in Toronto will let you make the best use of the convenient and cost-effective services available to you.
For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle in Canada successfully!
My name is Zain Usmani and I am a freelance content writer who currently resides in Mississauga, Ontario. I immigrated from Pakistan to Canada 5 years ago and have lived in many cities ever since. I have lived in Calgary AB, Edmonton AB, Regina SK, London ON, and Mississauga ON, while visiting over 40 Canadian cities and towns. I have a great passion for writing and I love helping people through it.
If you are thinking about what it would be like to live in Toronto, it’s good to know that it’s a top destination for newcomers to Canada. That’s not surprising as Toronto is the largest and one of the most diverse cities in Canada. If you’re wondering what it would be like to live in Toronto, these helpful insights cover everything from employers to housing costs. Toronto is truly an international city which makes it a great place to live. People can quickly acclimate with local cultural communities to ease their transition to Canada.
But where you choose to live will have a significant impact on your career and finances. Living in Toronto is expensive. So, you have to compare the pros of living in Canada’s biggest city versus other locations in the Greater Toronto Area or across the county. You must factor in the job market, career opportunities, housing availability and cost, and overall quality of living.
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Prepare for Canada can guide you with helpful information about living in Toronto.
About Toronto, Ontario
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Toronto is the financial capital of Canada. About 40 percent of Canada’s business headquarters are here, including the country’s largest banks. Toronto is the capital of the Province of Ontario and is located on the north shore of Lake Ontario.
It was settled in 1750 as Fort Rouille. It was established as York in 1793 and incorporated as Toronto in 1834. The city amalgamated with neighbouring towns in 1953 as Metro Toronto. It wasn’t until 1998 that it amalgamated as the City of Toronto. And the city continues to undergo great development.
Known as the ‘city of neighbourhoods’ Toronto is conveniently divided into regions. Toronto of the past was just the central downtown and close surrounding area. But in 1998, the City of Toronto expanded and now has more than a whopping 240 neighbourhoods, making this great city…even greater. In total six districts make up the city: East York, Etobicoke, North York, Old Toronto, Scarborough, and York.
The Greater Toronto Area includes the City of Toronto and four regional municipalities surrounding it:
Durham Region: includes Pickering, Ajax, Whitby, Oshawa, Clarington, Uxbridge, Scugog, and Brock.
Halton Region: includes Burlington, Oakville, Milton, and Halton Hills.
York Region: includes Aurora, East Gwillimbury, Georgina, King, Markham, Newmarket, Richmond Hill, Vaughan, Whitchurch-Stouffville.
Map of Toronto and the Greater Toronto Area
How Many People Live in Toronto, Ontario?
Toronto has a population of 2.8 million (2021 census). It is the most populated city in Canada with a density of 4,334.2 people per square km. 47% of people who live in Toronto are a member of a visible minority, making it the most ethnically diverse city in the country. It is estimated that half of the population are immigrants.
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The population of the Greater Toronto Area is much larger at 6.4 million. And the area is growing. The city expects to add another 1 million residents in the next 25 years.
Toronto’s diverse economy creates unlimited business and professional opportunities. It has a presence in everything from technology to green energy, film, retail, and financial services. It is the second-largest financial services centre in North America.
Toronto-based businesses export over $70 billion in goods and services to every corner of the globe with retail sales of $62 billion annually. The city’s economy relies on innovation and new ideas to create economic wealth.
This city is home to major employers in many industries. The top employers in the region are:
Rogers Telecommunications
Shoppers Drug Mart
Canada’s Big Five banks – Scotiabank, Royal Bank of Canada, Canadian Imperial Bank of Commerce, TD Canada Trust, and Bank of Montreal.
Manulife
LCBO
Loblaws Companies Limited
Proctor & Gamble Inc.
Questrade, Inc.
Salesforce
Walmart Canada Corp.
University of Toronto
And many others.
The city is also home to 9 of Canada’s 10 largest law practices, 9 of the top 10 accounting firms, and all 10 top human resources and benefits firms.
Career Pathways in Toronto
Approximately 35% of jobs are in downtown Toronto across all sectors including finance, technology, retail, and service. Toronto is North America’s fastest-growing tech market, offering unique career opportunities.
As the city has a thriving tourism industry, there are plenty of jobs in hospitality and customer service. The wages here are higher than anywhere else in Canada. But so is the cost of living.
You can get help with your job search by working with local recruitment agencies such as Randstad Canada, IQ Partners, Pure Staffing Solutions Inc., Motion Recruitment, and Boost Agents.
North Toronto neighbourhood
The Toronto Housing Market
Where you are going to live is one of the biggest decisions you’ll make when you move to a new city. It’s important to consider cost and availability. Because it’s expensive to live in Toronto, especially given the high cost of housing, many people choose to live in surrounding cities in the GTA.
Is Housing Expensive in Toronto, Ontario?
According to Mercer Canada, Toronto was the second most expensive city in Canada in 2021. As well, housing prices continue to climb and the median price to rent a condo or apartment is over $2,000 per month.
So while many newcomers want to live in Toronto for convenience and lifestyle, it comes with higher home purchase and rental prices.
Living further from the downtown core means you’ll likely be able to afford a larger home in a quieter setting. But, if you work downtown, your daily commute will be longer.
Finding a Place to Rent in Toronto
Only Vancouver has more expensive rental rates than Toronto. Unfortunately, it’s not as simple as moving to other cities in the GTA. They also have expensive rentals. The average cost to rent an apartment or condo in Toronto is $1440 for a Bachelor, $1875 for a 1 Bedroom, $2427 for a 2 Bedroom, and $3181 for a 3 Bedroom.
Use Rentals for Newcomers to search for available rental units and current rental prices in Toronto.
If you plan to rent, you should consider buying . This will offer you protection for your personal belongings and protect your family. Your landlord’s insurance will not protect you. Get more information about renting a home: Renting in Canada: What Newcomers Need to Know
Buying a Home in Toronto
Buying a home in this city is expensive and prices continue to rise. The city has always had some of the highest real estate costs, but a recent shortage of homes available for sale is driving up the price even more.
According to Royal LePage, the average cost to buy a home in the City of Toronto increased by 8.1% year over year in 2021. The median price to buy a home is $1,138,000, $1,580,500 for a single-family detached home, and $711,200 to buy a condo.
In the GTA, prices increased by 17.3% with the median price being $1,119,800. Single-family detached homes are $1,421,200 and condos are $665,400. Find out more about buying your first home in Canada: First Time Home Buyer: Newcomer Tips
Driving & Public Transit in Toronto
Driving in Toronto, Ontario
Toronto has the busiest roadways in North America. It is the main hub for road, rail and air transportation in the province. It has an extensive highway system with over 400,000 vehicles per day that use Highway 401 alone. In total there are 2.5 million daily commuters. The city itself has close to 10,000 streets.
There are six major highways:
Highway 401: The major east-west highway north of the city
Queen Elizabeth Way/Gardiner Expressway: The major east-west highway south of the city
Highway 407: Another major east-west highway on the north, however, you have to pay a toll for this highway
Don Valley Parkway/Highway 404: The major north-south highway just east of downtown Toronto
Highway 427: North-south highway on the west of the city
Highway 400: North-south highway on the west side of the city
Drivers need to learn how to drive on busy highways, manage high-traffic volumes, and drive during winter conditions. You can start the graduated licencing process when you turn 16.
For information on driving in Toronto and how to get a licence, see:
The City of Toronto and the other cities that make up the Greater Toronto Area are easily connected by public transit, including the subway, Rapid Transit (RT), buses, and streetcars. The Toronto Transit Commission (TTC) operates all transit within the city of Toronto. GO Transit operates the regional public transit service for the GTA. Public transit offers a great alternative to buying and operating a car in Toronto. And, because traffic congestion can be a challenge, many people who live in Toronto prefer to use public transit.
Pearson International Airport (YYZ) is one of the busiest in the world. It is in Mississauga along Highway 401. Toronto is also home to Billy Bishop Toronto City Airport (YTZ). All airports are accessible using public transit.
Community Support for Newcomers
There are many settlement agencies in Toronto to help newcomers adjust to living in a new country. Settlement agencies offer services such as finding a house, job, or childcare and getting information about healthcare and social services. You can get access to support and more information on the city’s Moving to Toronto page.
The city is also a mosaic of languages with more than 150 languages spoken every day in the city. Just over 30 percent of Toronto residents speak a language other than English or French at home. Hundreds of ethnocultural organizations – including professional associations and community centres – operate in the city.
311 offers information in more than 180 languages. You can also use the city of Toronto website in more than 50 languages.
Personal Finance & Banking
As a top financial hub, newcomers have access to different banks, credit unions, and financial institutions.
All banks in Toronto have programs to help new immigrants open a bank account get a credit card, or mortgage, and get help with other financial products. Visit a local bank branch in person or online to get started.
The city of Toronto offers many education options from daycare, public, Catholic, francophone, bilingual, language immersion, private, and religious schools.
It also has many post-secondary schools which include three universities and five colleges that offer training for almost every profession and skill. If you are looking for child care services, click here to find licensed child care centres.
Elementary and High School Education
Education in Toronto is mandatory and every child between the ages of five and 16 must attend school. Like most other Canadian cities there are both public and private schools that provide learning opportunities for Toronto residents.
There are 583 public schools and 195 Catholic schools in the region. French-language public education and private school is also an option.
Students can attend schools on either board depending on which one their parents or guardians choose to support with their tax dollars. Ask at schools in your neighbourhood or contact the local school board for guidance.
Toronto is a Canadian leader in the number of post-secondary schools and graduates with more than 15,000 medical/ biotech researchers, two top-ranked MBA schools as well as excellent programs in engineering, computer sciences, and multi-media.
Universities include Ryerson University, York University, University of Toronto, and OCAD University. Colleges include Centennial College, George Brown College, Humber College, and Seneca College. Northeastern University Toronto is a private institution.
Toronto General Hospitalis ranked as one of the top hospitals in the world.
Where to Get Medical Care in Toronto, Ontario
Toronto has one of the highest standards in the world for health care and medical services. The city has an extensive medical community, world-class hospitals, and research facilities. There are over 30 hospitals located across the city. Toronto General Hospital is ranked as one of the top hospitals in the world.
In case of an emergency call 9-1-1. This number is the same no matter where you live in Canada.
Toronto residents are eligible for Ontario Health Insurance Plan (OHIP). This provincially-funded medical plan supplies free, essential hospital and medical care to all Ontario residents and permanent residents.
Applying for the OHIP card is one of the first things you do when you arrive to ensure you and your family receive vital health care. Or, you can also consider buying travel insurance that includes health coverage from a private company, especially if you have young children. See here for health care options in Ontario.
For prescription drugs and some services that Ontario Health does not cover, you can pay for additional . Some people have third-party health insurance through their employer benefits packages.
How to Find a Family Doctor in Toronto
Finding a family doctor is a crucial step to ensuring your health and well-being. Register with Health Care Connect to search for a family doctor. You may be put on a waiting list.
If you are unable to find a family doctor, you can go to one of many non-emergency walk-in clinics in the city. Get more information about health care in Canada: Steps to Access Free Health Care in Canada
Roy Thompson Concert Hall is home to the Toronto Symphony Orchestra
What is Day-to-Day Life Like in Toronto?
Things to Do in Toronto
As the biggest city in Canada, Toronto has something to offer everyone. Whether you are a foodie, or sports fanatic, love art, music, theatre, or the outdoors, you’ll find many things to do in the city. There is always something going on. And. you can often find many free events or low-cost activities.
Public Spaces & Attractions
There are many world-class attractions in the city. Some of the top places to visit include the CN Tower, Royal Ontario Museum, Ontario Science Centre, Art Gallery of Ontario, Ripley’s Aquarium of Canada, Toronto Zoo, and Eaton Centre.
The city is also home to events such as The Toronto International Film Festival (TIFF), The Canadian National Exhibition, Luminato, Nuit Blanche, Caribbean Festival, Toronto Pride, and many more.
Restaurants & Nightlife
Toronto has restaurants galore. Some of the best places to eat are in the Distillery District, Dundas Square, and Queen Street West. You can wander through Kensington Market and St. Lawrence Market to sample food, shop, and more. The Entertainment District, King West, and many other locations throughout the city offer you all types of bars, pubs, and clubs.
Nature & Natural Landscapes
Even though it’s an urban city, there are still a lot of outdoor activities. You can take a walk along the Harbourfront, visit Toronto Island, High Park, Scarborough Bluffs, and many other parks throughout the city. It offers ample green space with over 1,600 parks to explore and beautiful beaches on Lake Ontario.
Sporting Events & Concerts
Toronto is a sports city. It is home to the Maple Leafs of the National Hockey League, the Raptors of the National Basketball Association, the Blue Jays of Major League Baseball, Toronto FC of Major League Soccer, and the Argos of the Canadian Football League. And, it’s home to the Hockey Hall of Fame.
The city is also a music hub. From small gigs in bars to concerts for 50,000 people, it has it all. Roy Thompson Concert Hall is home to the Toronto Symphony Orchestra. You can also enjoy outdoor concerts by the lake at the Budweiser stage, see top artists in Scotiabank Area, and local acts at music clubs throughout the city.
Caribana is a weekend-long cultural celebration held in Toronto each year.
Culture & Diversity in Toronto
Diversity
Toronto is the most culturally diverse city in Canada. Each year tens of thousands of newcomers move here from around the world. 1,266,005 or 47.0 percent of the population are immigrants (2016 Census). Just under half of all residents are immigrants and 52% identify as a visible minority.
The top represented minorities include China (10%), Philippines (9%), India (6%), Sir Lanka (4%), Italy (4%), and Jamaica (4%). United Kingdom, Hong Kong, Portugal, and Guyana are 3% each. The top three countries for recent immigrants are the Philippines, China, and India.
More than 23,000 residents identify as Aboriginal – 86% are First Nations and 14% Metis.
Places of Worship
As a diverse city, there are many places of worship in Toronto to practise your religious beliefs. Though all Toronto neighbourhoods have sacred spaces for believers to gather, certain city regions have a larger number of religious communities than others. The main religions that people follow in the city include Christianity, Muslim, Hinduism, Judaism, and Buddhism.
Outdoor skating at Toronto City Hall
The Weather in Toronto
No one moves to Toronto for its weather as it has very hot summers and long, cold winters. However, it is still moderate for Canada because of its location on the shores of Lake Ontario. The area has four distinct seasons:
Spring: is a rainy season. The average temperature is about 12°C in March, April, and early May.
Summer: technically begins on June 21, but July and August are the warmest and most humid months of summer, with daytime temperatures usually above 20°C and often rising above 30°C.
Fall: the weather cools down and rain often makes an appearance. Average temperatures are about 10°C to 12°C.
Winter: it’s cold in winter and it snows often, with snow staying on the ground for weeks or months at a time. From December to February, the temperature is usually below 0°C, day and night. Temperatures can drop below -25°C.
Common Questions Immigrants Ask About Living in Toronto
Is Toronto a Good Location for Immigrants?
Yes! Toronto is an ideal landing place for newcomers. It is the most culturally diverse city with a built-in support system for new immigrants. You will have access to resources, local ethnic communities, and services to ease your transition to Canada.
Is Moving to Toronto Worth it?
It’s expensive to live in Toronto. But it offers more job opportunities than other cities in Canada. It is an ideal location for career-focused individuals. There are many business opportunities, and the city is economically stable. However, it would be smart to ensure that you can earn enough money to afford the higher cost of living.
What are the Advantages and Disadvantages of Living in Toronto?
Toronto is a great location to start and progress your career. The city has world-class education, health care facilities, and other great amenities. It is the epitome of big-city living. As well, Toronto is one of the world’s most multicultural cities and welcomes and embraces diversity.
Perhaps the biggest disadvantage is the cost of living. Traffic is also an issue. So, if you prefer a slower lifestyle or a smaller city, Toronto may not appeal to you.
For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle successfully!
